Premium Customer Loans

You are a great CFS customer and should therefore get some great perks, including exclusive access to our personal loan product.

Here's how it works:

Step #1

Click Apply Now and fill in the details.

Step #2

We’ll be in touch via email to confirm your application. To fast track the approval process please follow the link on the email to provide your bank statements, or you can simply email them to personalloans@cfsfinance.co.nz

Step #3

Your personal loan consultant will be in touch for a chat to confirm some finer details and work out the best personal loan for your needs. Then, in 24 hours or less you could have the funds in your account.

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FAQs

How do I qualify for a CFS Personal Loan?

Your loan will be fully secured by a vehicle with current registration and WoF including full comprehensive insurance. There must not be any other securities against the car.

How much money can I apply for?

Any personal loan application is subject to affordability. Typically, our personal loans range from $2,000 to $7,500.

What can I use my loan for?

You can use your personal loan for anything you need, be it an unforgettable holiday to sunny Nelson or a new deck to share memorable family dinners.

What is the interest rate?

Interest rates may vary based on market conditions. The current personal loan offering has a fixed interest rate of 14.95%

How long will I have to repay it?

A typical personal loan repayment period is 3 years.

When do I get the funds?

We will do our best to ensure the funds are available in your bank account within 24 hours after approval.

Will the personal loan be secured against my car?

Yes, it will.

Can I still trade in my car?

Absolutely - trading in is easy. Head down to your local authorised CFS dealer and see any of the sales or finance staff.

How will you spend it?