Terms and Conditions 

 By using the Community Financial Services Limited website, including using any of our online services or providing us with your information, you agree that you are bound by these Terms and Conditions.

We may change these Terms and Conditions from time to time. If you use our website after we have changed the Terms and Conditions, you will be bound by the new terms.


While every endeavour has been made to ensure all of the information contained in this website is accurate as at 05 August 2017, the information may not be accurate at the time you view this site because of changes over time. For instance, the vehicles, accessories and prices displayed may no longer be available. Further, we and our dealers may, for any reason, introduce any changes that we deem necessary. Please contact your dealer to confirm the information shown. The colours on this web site may differ from actual colours due to variations in the electronic rendering process.


Neither we nor our branches will be liable in any way whatsoever to any person for any cause of action or loss sufferred (including direct or indirect loss, or special or consequential loss) arising directly or indirectly out of the information contained in this website, or from the use of (or inability to use) this website, by you or anyone else. We are also not liable for any loss sufferred (including direct or indirect loss, or special or consequential loss) arising out of, or in connection with, a breach in the security of your computer, mobile or other device, or the access to any information held on your computer, mobile or other device by unauthorised third parties.

Further, we and our branches are not bound in any way to offer, make available or provide any of the goods or services referred to in this website. This statement does not detract from our obligations under the Consumer Guarantees Act 1993, the Fair Trading Act 1986 and other applicable legislation.

To the fullest extent permitted by law, Community Financial Services Limited makes no warranties (express or implied), and makes no representations, with respect to:

  • the availability of our website and website functions;
  • inability to access or use our website due to lack of network coverage or connectivity;
  • website disruptions, defects and technical errors that may occur from time to time;
  • viruses and other harmful elements that may be present on websites.


Our Commitment To Privacy

Your privacy is important to us. To better protect your privacy we provide this Privacy Policy, which explains our online information practices and the choices you can make about the way your information is collected and used. To make this Privacy Policy easy to find, we make it available throughout our site and where personally identifiable data may be requested.

The Information We Collect

This Privacy Policy applies to all information collected or submitted on our website. On some pages, you may be able to order products, make requests, and register to receive email updates. The types of personal information collected at these pages includes but is not limited to:

  • Name
  • E-mail address
  • Phone number
  • Address
  • Income details
  • Employment History
  • Payment information


How We Use Information

We use the information you provide about yourself for things such as entering an online contest, placing an order, signing up for email updates, applying for finance, managing your account and responding to your requests and enquiries. We do not share this information with outside parties except to the extent necessary to complete that order or request. We may use your e-mail address or phone number to communicate with you, for example, to respond to any requests you make or to notify you of special offers or programs you might find of interest.

We use return e-mail addresses to answer the e-mail we receive. We may also use these e-mail addresses to provide order status and order tracking information, and to respond to queries.

If you choose to make a request through our website, depending on the nature of the request we may need to take steps to confirm that you are authorised to make such a request. Please understand that we must do this in order to protect your privacy.

You may be able to register with our website if you would like to receive updates on news, events, or new products or services.

We may use non-identifying and aggregate information to better design our website and share with our advertising agencies. For example, we may tell an advertising agency that X number of individuals visited a certain area on our website, or that Y number of men and Z number of women filled out our registration form, but we would not disclose anything that could be used to personally identify those individuals.

If you choose to register or receive products or materials from us, or to otherwise give us personal information, we may store some or all of that personal information and use it for marketing research and marketing purposes.

We will never sell your personal information to any other company.

In the event of a criminal investigation or a suspected illegal activity, we may be required by law enforcement agencies to share certain personal information.

Finally, we never use or share personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt out or otherwise prohibit such unrelated uses.

Credit applications

All applications for credit are subject to Community Financial Services Limited lending criteria.


Where any payment is displayed, this will be subject to deposit and term criteria that may change from time to time. Any references to No deposit, or flexible deposits may not necessarily be represented in the payments shown.

Third party products and services

All third party products and services, such as but not limited to insurance policies and finance products are subject to those third parties terms and conditions, Enterprise Motor Group in no way warrants or guarantees the availability of supply or acceptance of these products

Website tools

The calculators, product selector tools and other interactive tools that may be used on this website from time to time are intended to be illustrative only. Enterprise (NZ) Limited and Community Financial Services Limited do not represent or warrant the accuracy, adequacy or completeness of any information provided by those calculators and product selector tools. Please consult an Online Car Loans staff member either before selecting a product or service or acting on the basis of information provided by these tools.


Information transmitted over the Internet is inherently insecure. However, once Enterprise (NZ) Limited or Community Financial Services Limited receives any personal information from you, Enterprise (NZ) Limited or Community Financial Services Limited will hold that information securely and will only use it to provide information to you and for statistical purposes. You may access personal information held by Enterprise (NZ) Limited or Community Financial Services Limited by contacting us, and request correction of any errors in that information.


The references above to "we", "us" and "our" are references to Enterprise (NZ) Limited and Community Financial Services Limited. References to "dealer" or "Branch" are references to the Branches or any of our associated companies.