Finance

Great rates. Made-to-measure car loans. People helping people.

That, in a nutshell, is what we offer. We’re not a faceless corporate that treats you like a number and prescribes a one-size fits all product. We’re a team of car loan specialists who are great at what we do because we get to know our clients and create loans that work for them. With sharp rates – often better than the banks – and loans that can be set up in many different ways, we can offer you the best deal.

Buying a new car?

Get finance today to complete your purchase or a fast pre-approval to go shopping with confidence.

Shopping for the best interest rate?

If you have good credit, there’s a good chance you’ll get the best rate by getting in touch with our team. Fill out our one minute form or call us on 0800 88 2000.

Looking for a better deal?

Interest rates matter and can add up to a lot of hard-earned cash over time. If you think you could get a better deal, get in touch and we’ll see what we can do to reduce the cost of your car loan.

Struggling with past credit issues?

A blip in your credit history can make it tough to get finance and move ahead. We think laterally and can often come up with a solution to get you on the road with a loan that works with your budget.

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Advice about your credit contract or related insurance is not regulated financial advice

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about your CFS Finance Loan are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

You’re in the driver’s seat with a loan that’s made-to-measure

You can’t underestimate the importance of structure. Sure, interest rate is important, but what many people overlook is the importance of setting your loan up in a way that works for you. It’s our job to provide fast approval on your car finance as well as ensuring your loan works for your budget over time. We offer:

Short and long term loans

From 6 months to 6 years, we’ll set up a loan term that works with your budget and ensures that you pay off your car loan as quickly as possible.

Repayment frequency options

Weekly, fortnightly or monthly – you choose what fits your budget and your income.

Ongoing assistance

It’s tempting to set-and-forget your loan, but in our book it’s a good idea to give it a health check once in a while. In fact we encourage it by making our team available for any queries or help if you need it.

Full protection

It’s hard to know what’s around the corner in life, so we offer a full protection package that covers you against potential repayment issues, accident, theft and more. And because we’re fans of keeping it simple, your insurance can be included in your car loan repayments. No big bills once a year, just protection at a great price.

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