Terms And Conditions

By using the Community Financial Services Limited website, including using any of our online services or providing us with your information, you agree that you are bound by these Terms and Conditions.

We may change these Terms and Conditions from time to time. If you use our website after we have changed the Terms and Conditions, you will be bound by the new terms.


While every endeavour has been made to ensure all of the information contained in this website is accurate as at 01 December 2020, the information may not be accurate at the time you view this site because of changes over time. For instance, the vehicles, accessories and prices displayed may no longer be available. Further, we and our dealers may, for any reason, introduce any changes that we deem necessary. Please contact your dealer to confirm the information shown. The colours on this web site may differ from actual colours due to variations in the electronic rendering process.


Neither we nor our branches will be liable in any way whatsoever to any person for any cause of action or loss sufferred (including direct or indirect loss, or special or consequential loss) arising directly or indirectly out of the information contained in this website, or from the use of (or inability to use) this website, by you or anyone else. We are also not liable for any loss sufferred (including direct or indirect loss, or special or consequential loss) arising out of, or in connection with, a breach in the security of your computer, mobile or other device, or the access to any information held on your computer, mobile or other device by unauthorised third parties.

Further, we and our branches are not bound in any way to offer, make available or provide any of the goods or services referred to in this website. This statement does not detract from our obligations under the Consumer Guarantees Act 1993, the Fair Trading Act 1986 and other applicable legislation.

To the fullest extent permitted by law, Community Financial Services Limited makes no warranties (express or implied), and makes no representations, with respect to:

  • the availability of our website and website functions;
  • inability to access or use our website due to lack of network coverage or connectivity;
  • website disruptions, defects and technical errors that may occur from time to time;
  • viruses and other harmful elements that may be present on websites.


Our Commitment To Privacy

Your privacy is important to us. To better protect your privacy our Privacy Policy is available here https://www.cfsfinance.co.nz/privacy-policy/ which explains our online information practices and the choices you can make about the way your information is collected and used.

Credit applications

All applications for credit are subject to Community Financial Services Limited lending criteria.


Where any payment is displayed, this will be subject to deposit and term criteria that may change from time to time. Any references to No deposit, or flexible deposits may not necessarily be represented in the payments shown.

Third party products and services

All third party products and services, such as but not limited to insurance policies and finance products are subject to those third parties terms and conditions, Enterprise Motor Group in no way warrants or guarantees the availability of supply or acceptance of these products

Website tools

The calculators, product selector tools and other interactive tools that may be used on this website from time to time are intended to be illustrative only. Enterprise (NZ) Limited and Community Financial Services Limited do not represent or warrant the accuracy, adequacy or completeness of any information provided by those calculators and product selector tools. Please consult an Online Car Loans staff member either before selecting a product or service or acting on the basis of information provided by these tools.

Client Portal

Access to, and use of, the CFS Client Portal website constitutes acceptance of the following general terms and conditions.

This website is intended for information purpose only. Whilst we endeavour to ensure that the information on the client portal website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up-to-date.

Neither CFS nor any other party involved in creating, producing or delivering the website shall be liable for any direct, incidental, consequential, indirect or punitive damages arising out of Users' access to, or use of, the website. The Client Portal does not guarantee the accuracy of information provided by external sources and accepts no responsibility or liability for any consequences arising from the use of such data.

Though CFS uses the best technical standards to control its site, material on this website may inadvertently include technical inaccuracies or other errors. We should be grateful if users could notify us of any errors or inaccuracies they may find. Please note that users browse and use the website at their own risk. CFS does not warrant that the functional aspects of the website will be uninterrupted or error free or that this website, or the server that makes it available, are free of viruses or other harmful components. CFS may change material on the site without prior notice.


Information transmitted over the Internet is inherently insecure. However, once Enterprise (NZ) Limited or Community Financial Services Limited receives any personal information from you, Enterprise (NZ) Limited or Community Financial Services Limited will hold that information securely and will only use it to provide information to you and for statistical purposes. You may access personal information held by Enterprise (NZ) Limited or Community Financial Services Limited by contacting us, and request correction of any errors in that information.


The references above to "we", "us" and "our" are references to Enterprise (NZ) Limited and Community Financial Services Limited. References to "dealer" or "Branch" are references to the Branches or any of our associated companies.


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